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IAUA™ offers the simplest, most convenient means for you to reach your goal of becoming an independent representative. If you are a licensed agent or willing to become licensed, join us and find out how easy it is to build your own independent insurance agency.

Frequently Asked Questions

  1. What is the discount prescription drug card?
    The discount prescription drug card is a FREE discount prescription assistance program. The program was launched to help uninsured and underinsured residents afford their prescriptions.

  2. Who is eligible to participate in the program?
    Anyone is eligible to receive a FREE prescription drug card.

  3. How are free cards provided to anyone?
    This prescription assistance program is made possible and funded through the support of pharmacies and pharmaceutical companies.

  4. Can this program be used by people who have insurance with prescription benefits?
    This program was launched to help the uninsured people afford their prescriptions. However, people with insurance can also use the card to get a discount on non-formulary medications (drugs that are not covered by their insurance).

  5. What makes this discount prescription drug card different from other prescription assistance plans?
    • No enrollment forms
    • No restrictions to participation
    • No eligibility or income requirements/limitations
    • No waiting periods
    • No age restrictions
    • No exclusions
    • Includes pre-existing conditions
    • No claim forms to file
    • No annual or lifetime limits
    • Includes discounts on brand and generic medications
    • Open formulary so that all medications are eligible for discounts
    • Confidentiality: No personal information will be sold, shared, or distributed.

  6. What type of discounts can you expect when you use this card?
    Average savings are roughly 30% with savings on some medications as high as 75%.

  7. What prescriptions are discounted with this program?
    This program has a "LOWEST PRICE" feature that provides cardholders the lowest plan price on prescriptions at participating pharmacies (Medication Pricing/Discounts are calculated on the plans lowest negotiated contract price and the pharmacy’s “usual and customary” price). See sample savings below:

  8. What other health savings programs are included through this card?
    Anyone has access to the following discount programs:

  9. What are the highlights of this program?
    PROGRAM HIGHLIGHTS:
    1. The cards are FREE to all residents.
    2. There are no enrollment forms, no restrictions, no age or income requirements, no waiting periods, no eligibility required, no exclusions, covers pre-existing conditions, no claim forms to file, no annual or lifetime limits, includes discounts on brand and generic medications, open formulary so that all medications are eligible for discounts.
    3. This program has a "LOWEST PRICE" feature that provides cardholders the lowest plan price on prescriptions at participating pharmacies (Medication Pricing/Discounts are calculated on the plans lowest negotiated contract price and the pharmacy’s “usual and customary” price).
    4. This program can be used by people who have Health Savings Accounts (HSAs), High Deductible Plan's, and Medicare Part D.
    5. The program can be used as a standalone benefit or to get discounts on non-formulary medications.
    6. All residents are eligible to participate in this program.

 As a new IAUA agent you are eligible for a discount on IAUA License Training Center - the only guaranteed web-delivered pre licensing training course for your state Life and Health Insurance exam. Complete the IAUA process and you are guaranteed to pass the state exam.

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